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Remember When People Hated Their Health Insurance Plans?

19, 2009 letter to Senate Majority Leader Harry Reid, the Congressional Budget Office noted that the Affordable Care Act would cause between eight and nine million Americans to lose their employer-provided coverage either by "the dropping of existing coverage or a lack of new offers of coverage." The president and his people, along with Democratic Party leaders, had to know that this would happen. Three days before Mr. Obama signed the law, CBO and the congressional Joint Committee on Taxation reaffirmed these numbers in a March 20, 2010 letter to then-House Speaker Nancy Pelosi. A month later, the chief actuary at the Department of Health and Human Services' Centers for Medicare and Medicaid Services estimated that 14 million would lose their employer-provided insurance. There were also warnings that higher premiums, mandated benefits and other regulations would cause many of the roughly 15 million Americans who individually purchase health insurance to lose their policies.

FIRST TAKE: The value of a lightning rod for Obama Sebelius' testimony came the day after Marilyn Tavenner, the director of the Centers for Medicare and Medicaid Services and the Obama administration official closest to the website's management, apologized for the botched rollout in testimony before a different House panel. Sebelius also sought to place some of the blame on government contractors building the website who "have not met expectations." She told the committee that there was not adequate "end-to-end testing" of the website, saying there was about two weeks of testing. HealthCare.gov has been shaky since its debut on Oct. 1, when open enrollment began under the Affordable Care Act. The law, which passed with no Republican support, was signed by President Obama with great fanfare in 2010 as a key obat diabetes online to overhauling the nation's complex health care system and providing insurance to millions of people who are currently without such coverage.

It's fair to say that we wouldn't be hearing many of these supposed horror stories if customers receiving cancellation notices were able to hop onto healthcare.gov and see their alternatives on the spot. (That applies to residents of the three dozen states whose foresighted political leaders chose not to set up their own websites, unlike states such as California, New York, and Kentucky, where sign-ups are proceeding relatively glitch-free.) With the federal website down -- though it seemed to be working much better Thursday morning when I checked it -- many customers are caught in a temporary limbo. They have a cancellation notice effective Jan. 1 in one hand, and a computer mouse that can't get them information about their options in the other. That may be the best reason to get that website fixed, and quick. But it's time to retire the threadbare meme that the cancellation notices are depriving people of something they love, as though their health plans are as much as part of the family as the dog.

Don't be the product, buy the product!